Here is a summary of HFM's swap-free policy and swap points (verified in August 2026. Please be sure to check the official website for the latest terms and conditions).
[Conclusion] With HFM, swap-free trading is automatically applied for up to 45 days—no application required—as long as the account and security meet the eligibility criteria. This creates an environment where you can trade comfortably without worrying about swap costs, even when holding positions over the medium to long term.
Overview of HFM's Swap-Free Accounts
| Item | Contents |
|---|---|
| Eligible Accounts | Four St. Zero Pro Premium accounts (Top-Up Bonus accounts are excluded) |
| Effective Period | Up to 45 days from the date the position is opened |
| Application | Not required (automatically applied upon account opening) |
| Key Target Stocks | Major currency pairs such as cross-yen, EUR/USD, and GBP/USD; crude oil (UKOIL/USOIL), etc. |
Important Points to Note About Swap-Free Accounts
This may be revoked depending on trading conditions.
If trades deemed to be an abuse of the swap-free policy (such as those aimed solely at long-term holdings) continue, the swap-free status may be revoked. This is almost never an issue for regular day trading or swing trading.
Swap charges typically apply to positions held for more than 45 days.
Starting on the 46th day, standard swap points will apply. If you plan to hold a position for the long term, please check the swap rates for each instrument in advance using the instrument specifications in MT4/MT5.
How to Check Swap Points
In the MT4/MT5 quote list, right-click on the instrument you're interested in and select "Specifications" to view the buy and sell swap rates. Since swap rates fluctuate daily, we recommend checking them before opening a position.
The Relationship Between Swap-Free and Cashback
Since REBATE ONE's cashback is based on trading volume, trades subject to swap-free conditions are also eligible for cashback. Because HFM uses an auto-rebate system (automatic crediting), the cashback is credited directly to your trading account.
Please check the HFM official website for the latest terms and conditions.
FAQ
Do I need to apply for an Islamic account?
No, it is not necessary. If it is an eligible account, the swap-free feature is automatically applied when the account is opened.
Are trades made during the swap-free period eligible for cashback?
This applies to you. Since the rebate is based on trading volume, the presence or absence of swaps does not affect the rebate.
